Auto insurance protects you, but it also safeguards other drivers against repair costs when negligence is a factor. Unfortunately, not every motorist in Albuquerque carries the requisite insurance coverage, which can lead to complications after an accident.
Melwani Law is here for you in the event of an accident. In cases where the other driver lacks insurance, we can also help take the proper steps to pursue the compensation you deserve.
Auto Insurance Is Mandatory in New Mexico
Motorists in New Mexico must carry a minimum of liability insurance to remain compliant with the law. Requirements include:
- $25,000 (Injury or death of one person)
- $50,000 (Total injury or death per accident)
- $10,000 (Property damage per accident)
When drivers lack the proper coverage, they can be subject to fines and loss of driving privileges.
What Happens When an At-Fault Driver Doesn’t Have Insurance?
Some drivers carry special coverage to fund repairs caused by drivers lacking insurance. While these uninsured/underinsured policies are helpful, not all motorists have them. It’s also common for damages to exceed the limits of these policies, which leave accident victims on the hook for expenses.
In this case, Melwani Law is here for you. Our auto accident attorneys can help you pursue the negligent party for fair compensation. We can evaluate the details of your case to determine if other factors played a role. We can also calculate an appropriate compensation amount based on your economic losses.
Schedule an appointment at our Albuquerque law firm by calling 505-323-5800 today. You can also contact us for more information.
